My Community Bank

Own Your Future.

Open an account withRapid Vault Rapid Vault and become part of a member-focused financial institution. Enjoy secure , personalized financial solutions.

We apologise for any difficulties you have been experiencing in contacting us, we are working hard to resolve some system problems as quickly as we can. Please email vault@atrapidvault.com.Your query may not be dealt with immediately but we will make every effort to reply to you as soon as possible. We would like to remind you that your savings are fully protected by the FSCS ( Financial Services Compensation Scheme).
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i The loan and the interest rate you are offered will depend on your personal circumstances. Our lowest rate for people with strong credit histories is % APR and the highest rate we offer is % APR for people with fair credit histories. Please note that we can't lend to people with bad credit history.

Strengthen your financial future with every transaction and build financial credibility with secure.

What is a Rapid Vault?

Rapid Vault were created to cooperatively provide affordable access to loans and other financial services to people sharing common bonds. The mission of “people helping people” has been paramount since the beginning.

Members benefit from higher returns on savings, lower rates on loans and no hidden fees.

Excellent service with the most polite and caring manner especially Katie, many thanks for giving me the start we needed."
-Robert, England

Why use a Rapid Vault instead of a high street bank?

Rapid Vault offers secure, innovative solutions tailored to your financial goals..

Lower Fees

Benefit from transparent pricing with minimal fees, competitive account options, and no hidden charges.

Comprehensive Solutions

Rapid Vault Bank offers a full range of secure services designed to meet your personal and business financial needs.

Competitive Benefits

Enjoy reliable solutions, competitive rates, and modern financial services tailored to help you achieve your goals.

Customer-First

At Rapid Vault Bank, every customer is our priority. We are committed to delivering personalized service and building lasting financial relationships..

Consider saving instead?

Open a savings account online today with our easy application process. Check out what savings accounts are available.

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Personal Loans details

  • Personal Loans range from £1,000.00 to £1,000,000.00, for a term of to months
  • The rate you will be charged will be between 5.9% APR and 42.6% APR
  • Easy to complete online application process and an instant decision
  • Fixed monthly repayments
  • No arrangement fees
  • No Hidden Fees

Use Get My Quote to get a quick quote.

We treat all our customers and their applications on an individual basis. The rate is subject to change, and the representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 42.6%. All loans are subject to status

  • Assumed borrowing of €5000 over 36 months at 15.95% APR representative.
  • The monthly cost of €175.66.
  • Total amount repayable of €6232.76.
  • We offer loans from €1000-€25000 over 1-5 years at a personalised APR between 5.9% and 42.6%
  • We offer loans from €250-7500 over 6-60 months at a personalised APR between 8.3% and 42.6%